If you are like most people you probably don’t expect auto insurance to go on sale. But with a little “know-how” it is possible to save big by taking advantage of discounts when purchasing car insurance. Whether you are buying your first policy, renewing an existing policy or just comparison shopping, use this handy checklist to get the best available price on your policy.

1. Safe Driver Discounts. If you haven’t had any tickets or violations ask about “Safe Driver” discounts. Many insurance providers have a discount for those who have a safe driver status for three or more years.
2. Club Discounts. If you are a member of a large club, organization or even employer plan, be sure to review your membership benefits. Insurance discounts can range from 5% to 20% for members!
3. Low Mileage Discounts. This varies by the insurance provider but if you drive a vehicle less than 15,000 miles per year you may be eligible for a sizable discount. If you drive less than 7,000 miles per year then it can dramatically decrease your insurance rates.
4. Multiple Policy Discounts. If you are a homeowner, business owner or buy other insurance from the same provider be sure to inquire about a multiple policy discount.
5. Driver Education Discounts. If you are a new driver or plan to put a teen on your policy then ask about Driver Education Discounts.  Not only will it set your mind at ease but it can also save you money on auto insurance.
6. Security Discounts.  Have a car alarm? How about anti-lock brakes or automatic seat-belts? You might be eligible for further discounts. Make a list of your vehicles security features before calling to compare rates.